Use this worksheet to calculate your personal budget, using a standard version (the lifestyle you prefer) and a bare-ones one (the lifestyle you can tolerate while you’re trying to get your business off the ground.

Personal Budget Worksheet

Date ______________________

Expenses Standard   Bare-Bones
•rent or mortgage __________   __________
•utilities (electric, gas, cable, phone, water/sewer) __________   __________
•child care/child support  __________   __________
•auto (payment, insurance, gas, maintenance, repairs) __________   __________
•groceries      __________   __________
•clothes    __________   __________
•entertainment    __________   __________